Margaret has a Masters degree from Strathmore University and a Bachelor of Commerce (1st class Hons) from University of Nairobi. Her specialization in Entreprenuership and Corporate innovation, Governance and Human capital perfomance management. She is a certified Women in Business advisor by Goldman Sachs (USA) and a certified trainer of trainers (TOT) by Achieve Global -South Africa. She is also a practicing entrepreneur, management consultant, scholar publisher with a bias to small and Medium size businesses – She has publication: (CC-BY 4.0) by Cogent Business & Management: 2019: "The effect of banking services on the business performance of bank agents in Kenya". Margaret has over 28 years experience at senior management in the Banking industry and as a business/ projects consultant.